I feel phenominally stupid for even ASKING.....
I'm trying to put together a financial plan and goals for myself. I haven't been stripping very long, and its been a slow season, so my income is still relatively low. I haven't had to pay taxes.
So questions.
How do i find a good accountant, and how much would that probably cost? Any portland girls have recommendations? I've already been saving reciepts and tallying EVERYTHING about my income-tipout, net, cab fares, etc.
The way I usually operate my finances is I have my checking and savings for bills and the like-and i have a "rainy day" savings that i've unfortunately had to touch and nearly deplete. I want to do just a certain "allowance" for myself-enough for living expenses, and maybe a little for miscelaneus things. The rest would go into the rainy day fund. However, I know there only needs to be a couple months worth of expenses in that account... So I'd like to remove money when it gets big enough to put in either another account with higher interest, or some sort of investment(which I know NOTHING about!!!) Am I on the right track? Where do i even START!?!
I feel REALLY stupid right now... But i know that treating money that way DOES help---I worked through high school putting anyhting in check form in the bank, and keeping cash payment(tips, piano lessons) for my spending money-and depositing it if it wasnt spent(which it mostly wasn't). I ended up paying 6 months worth of living expenses with it once I hit college.
I just don't know what to do to keep it apart from myself, and keep the goal going.
So yeah... advice?



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