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Thread: How often can I ask?

  1. #1
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    Default How often can I ask?

    So I called cap. one today and asked for a lower APR. I got another 3% points lower than my previous rate. Still not as low as I'd like it but 3% is alot to me. Anyways, I was wondering how often can I ask for a lower APR? I don't need any more available credit just a lower APR.
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  2. #2
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    Default Re: How often can I ask?

    I would ask after you pay your next bill. It can't hurt to keep at it. Three points is a good start, see how low you can get them to go. The better your FICO score, the better rate you qualifly for. So, keep paying the card down, and keep asking.

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    Default Re: How often can I ask?

    ^^^ or pay it off entirely and Capital One will be calling you !

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