Ok, so today claims adjuster stops by, reviews damage. He says I need a new roof, & I'm even eligible for carpeting, power wash, etc. He goes in his truck, works it out on laptop, & says he can settle claim here & now. Good, right? Nope. He come out of truck w/a weird embarrased look, says he can approve regular home claims but not mobile home ones. He said he didn't even know this. He says it will have to be reviewed/looked at by another person (I can't remember the title he mentioned) & then I will get my $. Ok, right? NOOOOO.
He then says that because the mobile home park is listed as 'finance company' (it's was paid in full when I bought it) that their name will be on the check I get, & I will have to 'work it out' w/them to get my $. He said some parks hold the $ in escrow till the works is done.
Soo, that's why the maintenance guy ran up to me, (who never speaks to me) right after the fact, & asked me if I called my insurance co. "Thanks, I said, I'm ok, sweet of you to ask". By the way, the mobile park owns the land my house sits on, it was their tree (which hadn't been trimmed in yrs.).Why the f*ck didn't THEY call THEIR insurance co. Not to mention, the area was declared a disaster by the gov., so the landowner will reap that benefit. I re-read my lease, I don't see anything about disasters in there.
So, I expect that I will get $hafted here. I called my ins. agent. & left a message that I'm really upset about this. Her assistant said their listed on my policy as an 'interested party' meaning like in a condo![]()



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damage w/plastic, in case of rain which is expected. They don't care about the tree(s) here. I would not be moving this piece of sh*t. I'm sorry, I'm just upset here, I'm not used all this, I deal w/enough with my mom & health issues. I prob. don't make a lot of sense

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