Okay so many of you know I made the absolutely insane and retarded decision to purchase a vehicle from about a year ago. They approve people with shitty credit and also didn't look too hard at my income. I was making decent money but couldn't prove that I was making all that I said I did. Ehhh, no problem! They wanted to make a sale. And what sale they made!
The major downside is that they charge WAY too much, and the interest rate is about 17.5%. The buyout price of a Cavalier just a few years old is $13K. I am making ~$400 payments every month. And I will be until Feb. of 2010. OUCH.
My aunt says there might be a way to purchase a different car from somewhere else (a brand new one with 0% interest) and somehow have them buy my current one and then somehow configure my payments into a different payment thingy?? I'm not sure how to explain this. But does anyone know what I'm talking about? Is that really possible with this beast of burden? I would have to pay MUCH more than the car is actually worth to get rid of it, even if I bought it out right now with no interest.
Has anyone dealt with DT before? If so, help me get away from them!


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